Everything you want
to know — answered.

Concierge medicine is a healthcare model where patients pay a monthly membership fee instead of going through insurance. In return, you get a smaller practice, more access to your provider, longer appointments, and a care relationship that actually feels personal. The Golden Stethoscope operates on this model with two tiers: an MD tier with Dr. Wobbekind and an Essentials tier with our PA, Jennifer Flores.

We don't accept insurance for in-office services. Your monthly membership covers all care provided at our practice — no copays, no deductibles. That said, your insurance can still be used for medications, labs sent to outside facilities, and radiology studies. We'll help you navigate the most affordable path in any situation.

Both tiers offer the same concierge philosophy — same no-copay structure, same in-office experience, and direct communication with your provider. The key differences: the MD tier ($245/mo) gives you direct access to Dr. Wobbekind with same-day or next-day appointments and 24/7 communication including nights and weekends. The Essentials tier ($130/mo) gives you access to Jennifer Flores, P.A., with same-week appointments and business-hours communication.

Because this is a membership-based practice, your care is built around access, continuity, and a real relationship with your clinician. You are not being rushed through a high-volume system, which makes communication and follow-through much easier.

Your membership covers office visits with no copays, in-office lab draws, and many in-office procedures and tests. Communication access is available during business hours for Essentials members and 24/7, including nights and weekends, for Concierge MD members. See the full breakdown on our Services page.

We recommend keeping a high-deductible or catastrophic health plan for emergencies, hospitalizations, and specialist care. Many patients pair a concierge membership with a lower-cost plan and end up spending less overall while getting far better primary care.

MD tier members get same-day or next-day appointments. Essentials tier members can expect same-week availability. We make enough room to address your concerns thoroughly. You can also reach your provider by phone, text, or email for questions that don't require a visit.

In many cases, yes — HSA and FSA funds can often be used for concierge membership fees. Check with your plan administrator to confirm eligibility.

A lot of our members feel that way when they join — and then find they use the practice more than expected. When your provider is reachable, you stop letting things go. Preventive relationships are how you stay healthy.

Dr. Wobbekind is board-certified in internal medicine and handles a wide scope of primary care. When a referral makes sense, we'll make it — and prepare you well. We don't over-refer, and we never leave you navigating the system alone.

Memberships are 12-month commitments. If you cancel early, you're responsible for the remainder of your contract or the difference between care received and payments made — whichever is less. Members who cancel are welcome to re-enroll after 12 months.